A reward earning credit card can be one of the best ways for you to make the most out of your spendings. You can earn various reward points depending on the type of card you own and the category of your spends.
You may get a rewards credit card online through an intermediary or a bank. However, the best rewards card will depend on your personal choices, for instance, the kind of rewards that you value.
In this regard, here are a few rewards earning credit cards that you can consider looking at:
1. SBI SimplyCLICK Credit Card
If you are a frequent shopper, the SBI SimplyCLICK credit card can provide you with 10X reward points for spending money on online retailers such as Amazon, BookMyShow, Cleartrip, Lenskart, and Netmeds. The card gives you 5X reward points on all other online purchases. Apart from that, you can also get a ClearTrip voucher of Rs.2000 on annual spends of Rs.1 lakh and Rs.2 lakh.
Additionally, for each transaction between Rs.500 and Rs.3,000, you will receive a 1% fuel surcharge waiver.
2. American Express membership rewards credit card
The American Express membership rewards credit card is ideal for people who frequently use credit cards for payment. The renewal fee for this card is quite high. As a result, it is best to consider the card only when your expenses are high enough to reap the benefits.
With this card, you get to earn a bonus of 4,000 membership rewards point. Additionally, you can also earn Rs.1 membership reward point for every Rs.50 that you spend. However, this excludes expenses related to fuel, utilities, cash conversions and more.
3. Standard Chartered Manhattan platinum credit card
The Standard Chartered Manhattan platinum credit card offers instant cashback on supermarket purchases. This makes it ideal for families. Other benefits on the card make it one of the most competitive cards on the market. For instance, one of the many rewards credit card benefits is that you get to earn 5% cashback on every supermarket expenditure. For all other expenses, you get 3x rewards. Apart from that, the card offers multiple offers and discounts when you shop, travel or lounge.
4. Standard Chartered Emirates World credit card
If you travel frequently abroad, the Standard Chartered Emirates World card could be the best credit card online. This travel card provides impressive rewards on flight ticket purchases. When you get the card, you receive a welcome bonus of 4,000 miles. Interestingly, you can get a free ticket to Dubai upon gathering 27,500 skyward miles.
Moreover, every Rs.150 spent on Emirates transactions earns you 6 skyward miles. You can earn 3 skywards miles for every Rs.150 spent on all other transactions. Apart from that, you can get 5% cashback on your duty-free purchases up to Rs.1,000 per month. The card also grants you access to airports and golf courses.
5. HDFC Bank diners club black card
The HDFC Bank Diners Club Black card is ideal for people who spend a lot of money on air travel and hotel stays. It provides lifestyle and travel rewards to enhance your vacation experience. You earn one reward point for each spend amounting to Rs.150. Further, one reward point gets converted into one mile. You can redeem rewards for miles with top domestic or international hotels and airlines.
However, since the card allows premium access to offers and discounts, its annual fees is on the higher side.
With so many options to get a rewards credit card online, you may get confused about the right one to choose. In this regard, you can go to a diversified online platform for all credit card options. You can easily compare between different cards and route your purchase through this platform.
The above-mentioned list of rewards credit cards can help you with a better lifestyle as you reap better benefits.